---
title: 2014 August
url: https://www.advocatemagazine.com/issues/2014-august
---

# [2014 August](https://www.advocatemagazine.com/issues/2014-august "2014 August")

[![Advocate Aug14 cvr ezine](https://www.advocatemagazine.com/images/issues/2014/08-august/Advocate-Aug14-cvr-ezine.jpg)](https://issuu.com/dan.artandink/docs/adv_august-14cp.compressed_1_)

Articles in this issue:

## [Trying a bad faith case: The duty to settle](https://www.advocatemagazine.com/issues/2014-august/trying-a-bad-faith-case-the-duty-to-settle "Trying a bad faith case: The duty to settle")

The duty to settle under liability coverage is the single most important bad-faith principle of insurance

[Ricardo Echeverria](https://www.advocatemagazine.com/authors/ricardo-echeverria "Ricardo Echeverria")

## [The basics of advertising-injury coverage](https://www.advocatemagazine.com/issues/2014-august/the-basics-of-advertising-injury-coverage "The basics of advertising-injury coverage")

The basic concepts of this somewhat obscure and often mystifying area of insurance law

[Jeffrey I. Ehrlich](https://www.advocatemagazine.com/authors/jeffrey-i-ehrlich "Jeffrey I. Ehrlich")

## [Seeking class certification of an insurance case](https://www.advocatemagazine.com/issues/2014-august/seeking-class-certification-of-an-insurance-case "Seeking class certification of an insurance case")

Care must be taken to address each of the relevant class-certification elements – a look at the the dos and don’ts

[Robert S. Gianelli](https://www.advocatemagazine.com/authors/robert-s-gianelli "Robert S. Gianelli")

## [“Loss-of-rents” coverage under commercial property insurance](https://www.advocatemagazine.com/issues/2014-august/loss-of-rents-coverage-under-commercial-property-insurance "“Loss-of-rents” coverage under commercial property insurance")

Policy language holds the key to loss-of-rents coverage; a look at [[case]]Folksamerica Reinsurance[[/case]] and the clarity it brings to this issue

[Christian J. Garris](https://www.advocatemagazine.com/authors/christian-j-garris "Christian J. Garris")

## [Empowering the damages expert with the Reptile theory](https://www.advocatemagazine.com/issues/2014-august/empowering-the-damages-expert-with-the-reptile-theory "Empowering the damages expert with the Reptile theory")

The damages expert’s testimony must keep the jurors engaged if they are to award fair damages

[David Orlowski](https://www.advocatemagazine.com/authors/david-orlowski "David Orlowski")

## [Insurer misconduct: Is it fraud or just bad faith?](https://www.advocatemagazine.com/issues/2014-august/insurer-misconduct-is-it-fraud-or-just-bad-faith "Insurer misconduct: Is it fraud or just bad faith?")

The tort of fraud may be a viable basis for recovery of punitive damages against insurers

[Kirk Pasich](https://www.advocatemagazine.com/authors/kirk-pasich "Kirk Pasich")

## [Comprehensive eye exams for PI clients](https://www.advocatemagazine.com/issues/2014-august/comprehensive-eye-exams-for-pi-clients "Comprehensive eye exams for PI clients")

Head and neck injury victims may have subtle visual complaints to warrant examination

[Steven Rauchman](https://www.advocatemagazine.com/authors/steven-rauchman "Steven Rauchman")

## [Medical records disclosure: Rampant transgressions yet elusive liability](https://www.advocatemagazine.com/issues/2014-august/medical-records-disclosure-rampant-transgressions-yet-elusive-liability "Medical records disclosure: Rampant transgressions yet elusive liability")

Challenges to privacy and data breach claims after [[case]]UCLA[[/case]] and [[case]]Eisenhower[[/case]]

[Rabeh M.A. Soofi](https://www.advocatemagazine.com/authors/rabeh-m-a-soofi "Rabeh M.A. Soofi")

## [Primer: Insurance law for every plaintiff’s attorney](https://www.advocatemagazine.com/issues/2014-august/primer-insurance-law-for-every-plaintiff-s-attorney "Primer: Insurance law for every plaintiff’s attorney")

Don’t be the bull in a china shop, litigating PI cases aggressively with no regard for the impact of insurance issues on your case

[Edward Susolik](https://www.advocatemagazine.com/authors/edward-susolik "Edward Susolik")