---
title: Liability insurance and catastrophic loss
url: https://www.advocatemagazine.com/issues/2015-august/liability-insurance-and-catastrophic-loss-2
---

# [Liability insurance and catastrophic loss](https://www.advocatemagazine.com/issues/2015-august/liability-insurance-and-catastrophic-loss-2 "Liability insurance and catastrophic loss")

### The search for negligent parties and additional insurance coverage

[Adrian Hern](https://www.advocatemagazine.com/authors/adrian-hern "Adrian Hern")

[Lee S. Harris](https://www.advocatemagazine.com/authors/lee-s-harris "Lee S. Harris")

[2015 August](https://www.advocatemagazine.com/issues/2015-august)

### [Adrian Hern](https://www.advocatemagazine.com/authors/adrian-hern "Adrian Hern")

[![Adrian Hern](https://www.advocatemagazine.com/media/zoo/images/Hern-Adrian_efd8656f4399278a25495abfb1529b3f.jpg)](https://www.advocatemagazine.com/authors/adrian-hern "Adrian Hern")

Adrian Hern is a senior litigation associate at *G3MH* (*Goldstein, Gellman, Melbostad, Harris & McSparran, LLP*), San Francisco who assists consumers with insurance problems. She has extensive experience litigating complex insurance bad faith actions involving automobile and other vehicle policies, homeowner and other property policies and long-term disability policies. Her clients have included plaintiffs with catastrophic personal injuries, catastrophic property losses and wrongful death claims. Martindale-Hubbell® awarded her their prestigious AV-Preeminent rating.

### [Lee S. Harris](https://www.advocatemagazine.com/authors/lee-s-harris "Lee S. Harris")

[![Lee S. Harris](https://www.advocatemagazine.com/media/zoo/images/Harris-Lee_8e2d13d001ba3c646ad999f5e6b482e6.jpg)](https://www.advocatemagazine.com/authors/lee-s-harris "Lee S. Harris")

Lee S. Harris is a partner at *G3MH* (*Goldstein, Gellman, Melbostad, Harris & McSparran, LLP*), San Francisco who assists consumers with insurance problems. He has also served as chair of the American Association for Justice, Insurance and Bad Faith Litigation groups and is a Vice-President of Consumer Attorneys of California. He was recently appointed by the State Bar of California to the Commission for the Revision of the Rules of Professional Conduct. Martindale-Hubbell® awarded him their prestigious AV-Preeminent rating and he has been identified as one of Northern California’s Super Lawyers.