--- title: 2017 September url: https://www.advocatemagazine.com/issues/2017-september --- # [2017 September](https://www.advocatemagazine.com/issues/2017-september "2017 September") [![Advocate Sept17 cvr ezine](https://www.advocatemagazine.com/images/issues/2017/09-september/Advocate-Sept17-cvr-ezine.jpg)](https://www.advocatemagazine.com/ezines/2017/September2017/html5/Advocate-Sept17-issue2.html) Articles in this issue: ## [Demander beware!](https://www.advocatemagazine.com/issues/2017-september/demander-beware "Demander beware!") A policy-limit demand is crucial to any claim for failure to settle, but making an incorrect demand can cripple your case [Matthew Clark](https://www.advocatemagazine.com/authors/matthew-clark "Matthew Clark") ## [ERISA: The current state of the standard of review](https://www.advocatemagazine.com/issues/2017-september/erisa-the-current-state-of-the-standard-of-review "ERISA: The current state of the standard of review") Where ERISA applies in insurance cases and how courts review claims decisions made by ERISA plans [Christian J. Garris](https://www.advocatemagazine.com/authors/christian-j-garris "Christian J. Garris") ## [Bad faith, genuine dispute, and the “expert safe-harbor”](https://www.advocatemagazine.com/issues/2017-september/bad-faith-genuine-dispute-and-the-expert-safe-harbor "Bad faith, genuine dispute, and the “expert safe-harbor”") How insurance companies use biased experts to deny and underpay claims, and what to do about it [Christopher Dion](https://www.advocatemagazine.com/authors/christopher-dion "Christopher Dion") [Evangeline Fisher Grossman](https://www.advocatemagazine.com/authors/evangeline-fisher-grossman "Evangeline Fisher Grossman") ## [Reformation of an insurance policy](https://www.advocatemagazine.com/issues/2017-september/reformation-of-an-insurance-policy "Reformation of an insurance policy") Reformation is an equitable remedy that is available when the policy does not express the parties’ real agreement [James R. Kristy](https://www.advocatemagazine.com/authors/james-r-kristy "James R. Kristy") ## [Deflategate and the California workplace](https://www.advocatemagazine.com/issues/2017-september/deflategate-and-the-california-workplace "Deflategate and the California workplace") A commonsense approach to workplace investigations involving personal cell phones [Kevin Pease](https://www.advocatemagazine.com/authors/kevin-pease "Kevin Pease") [Nicholas Starkman](https://www.advocatemagazine.com/authors/nicholas-starkman "Nicholas Starkman") ## [Be an insurance Myth Buster!](https://www.advocatemagazine.com/issues/2017-september/be-an-insurance-myth-buster "Be an insurance Myth Buster!") Four myths — or soon to be myths — of insurance law in California [Jeffrey I. Ehrlich](https://www.advocatemagazine.com/authors/jeffrey-i-ehrlich "Jeffrey I. Ehrlich") ## [An insurer’s duty to pay for settlements](https://www.advocatemagazine.com/issues/2017-september/an-insurer-s-duty-to-pay-for-settlements-2 "An insurer’s duty to pay for settlements") A look at the insurer’s duty to pay for settlements even when it has reserved its rights to deny coverage [Kirk Pasich](https://www.advocatemagazine.com/authors/kirk-pasich "Kirk Pasich") ## [UIM: It’s not in dispute, so pay up!](https://www.advocatemagazine.com/issues/2017-september/uim-it-s-not-in-dispute-so-pay-up "UIM: It’s not in dispute, so pay up!") The obligation of insurers to pay the undisputed amount of underinsured and uninsured motorists’ claims [Charles Miller](https://www.advocatemagazine.com/authors/charles-miller "Charles Miller") ## [The other tripartite relationship](https://www.advocatemagazine.com/issues/2017-september/the-other-tripartite-relationship "The other tripartite relationship") When a carrier agrees to defend under reservation of rights: Rule 3-310 [Steven W. Murray](https://www.advocatemagazine.com/authors/steven-w-murray "Steven W. Murray") ## [Why is there a genuine-dispute doctrine?](https://www.advocatemagazine.com/issues/2017-september/why-is-there-a-genuine-dispute-doctrine "Why is there a genuine-dispute doctrine?") The differences between an insurer’s genuine-dispute defense and bad faith [Arnold Levinson](https://www.advocatemagazine.com/authors/arnold-levinson "Arnold Levinson") ## [A lawyer’s fingerprints](https://www.advocatemagazine.com/issues/2017-september/a-lawyer-s-fingerprints "A lawyer’s fingerprints") Lawyers must practice case management as opposed to case manipulation; with insurance bad-faith cases, your fingerprints can literally destroy the claim [Stanley K. Jacobs](https://www.advocatemagazine.com/authors/stanley-k-jacobs "Stanley K. Jacobs") ## [Anatomy of an ERISA-benefit claim](https://www.advocatemagazine.com/issues/2017-september/anatomy-of-an-erisa-benefit-claim "Anatomy of an ERISA-benefit claim") Accepting the ERISA case after claim denial and developing a solid record for litigation [Glenn R. Kantor](https://www.advocatemagazine.com/authors/glenn-r-kantor "Glenn R. Kantor") [Michelle Roberts Bartolic](https://www.advocatemagazine.com/authors/michelle-roberts-bartolic "Michelle Roberts Bartolic") ## [CAALA VEGAS](https://www.advocatemagazine.com/issues/2017-september/caala-vegas-2 "CAALA VEGAS") The embodiment of civility [Stuart Zanville](https://www.advocatemagazine.com/authors/stuart-zanville "Stuart Zanville") ## [Something remarkable is coming](https://www.advocatemagazine.com/issues/2017-september/something-remarkable-is-coming "Something remarkable is coming") CAALA women trial skills conference [Ricardo Echeverria](https://www.advocatemagazine.com/authors/ricardo-echeverria "Ricardo Echeverria")