--- title: 2018 September url: https://www.advocatemagazine.com/issues/2018-september --- # [2018 September](https://www.advocatemagazine.com/issues/2018-september "2018 September") [![Advocate Sept18 cvr ezine](https://www.advocatemagazine.com/images/issues/2018/09-september/Advocate-Sept18-cvr-ezine.jpg)](https://www.advocatemagazine.com/ezines/2018/September2018/html5/Advocate-Sept18-issue.html) Articles in this issue: ## [Being a mentor is a big reason why CAALA is special](https://www.advocatemagazine.com/issues/2018-september/being-a-mentor-is-a-big-reason-why-caala-is-special "Being a mentor is a big reason why CAALA is special") CAALA offers a membership program that’s quite a bit different from any other association’s program [Mike Arias](https://www.advocatemagazine.com/authors/mike-arias "Mike Arias") ## [OCTLA Gives Back](https://www.advocatemagazine.com/issues/2018-september/octla-gives-back "OCTLA Gives Back") Association has raised over $1 million to help Orange County children and families in need [Geraldine Ly](https://www.advocatemagazine.com/authors/geraldine-ly "Geraldine Ly") ## [There but for the grace of God go you](https://www.advocatemagazine.com/issues/2018-september/there-but-for-the-grace-of-god-go-you "There but for the grace of God go you") A local plaintiff’s lawyer gets ensnared in a “BEC” scam [Jeffrey I. Ehrlich](https://www.advocatemagazine.com/authors/jeffrey-i-ehrlich "Jeffrey I. Ehrlich") ## [Civility](https://www.advocatemagazine.com/issues/2018-september/civility "Civility") From a bar-leader lunch to CAALA Vegas, it’s about the need to get along in the name of civil justice [Stuart Zanville](https://www.advocatemagazine.com/authors/stuart-zanville "Stuart Zanville") ## [Appellate Reports](https://www.advocatemagazine.com/issues/2018-september/appellate-reports-14 "Appellate Reports") [[case]]Troester v. Starbucks Corp.[[/case]] – The California Supreme Court rejects the use of the de minimus doctrine to allow employers to demand small amounts of uncompensated work for employees [Jeffrey I. Ehrlich](https://www.advocatemagazine.com/authors/jeffrey-i-ehrlich "Jeffrey I. Ehrlich") ## [All the (courtroom’s) a stage](https://www.advocatemagazine.com/issues/2018-september/all-the-courtroom-s-a-stage "All the (courtroom’s) a stage") Discussing [case]Theater for Trial[/case] with David Ball [Cynthia McGuinn](https://www.advocatemagazine.com/authors/cynthia-mcguinn "Cynthia McGuinn") [Daniel B. Pleasant](https://www.advocatemagazine.com/authors/daniel-b-pleasant "Daniel B. Pleasant") ## [The Hammer Clause is your friend](https://www.advocatemagazine.com/issues/2018-september/the-hammer-clause-is-your-friend "The Hammer Clause is your friend") In professional malpractice cases, utilize the conflict the insurer causes its insured to resolve your case [Greg Stannard](https://www.advocatemagazine.com/authors/greg-stannard "Greg Stannard") ## [How to maximize your client’s recovery in a workers’ compensation credit hearing](https://www.advocatemagazine.com/issues/2018-september/how-to-maximize-your-client-s-recovery-in-a-workers-compensation-credit-hearing "How to maximize your client’s recovery in a workers’ compensation credit hearing") Proving employer fault for the injury can offset the WC credit against your recovery – and you can be paid for your work as an expert witness on damages [Andrew Clay](https://www.advocatemagazine.com/authors/andrew-clay "Andrew Clay") [Eustace de Saint Phalle](https://www.advocatemagazine.com/authors/eustace-de-saint-phalle "Eustace de Saint Phalle") ## [Multiple-occurrence policy limits demands](https://www.advocatemagazine.com/issues/2018-september/multiple-occurrence-policy-limits-demands "Multiple-occurrence policy limits demands") Recent cases support the use of this technique to maximize insurance coverage [Ryan Vlasak](https://www.advocatemagazine.com/authors/ryan-vlasak "Ryan Vlasak") ## [You received an investigation letter from the State Bar](https://www.advocatemagazine.com/issues/2018-september/you-received-an-investigation-letter-from-the-state-bar "You received an investigation letter from the State Bar") Don’t panic. Here’s your game plan [Karen Stromeyer](https://www.advocatemagazine.com/authors/karen-stromeyer "Karen Stromeyer") [Peter Weber](https://www.advocatemagazine.com/authors/peter-weber "Peter Weber") ## [“We meant it when we said it”](https://www.advocatemagazine.com/issues/2018-september/we-meant-it-when-we-said-it "“We meant it when we said it”") In [[case]]Liberty Surplus v. Ledesma & Meyer Construction Co.[[/case]], the California Supreme Court reaffirms that an “accident” can be the unintended consequence of the insured’s deliberate acts [Jeffrey I. Ehrlich](https://www.advocatemagazine.com/authors/jeffrey-i-ehrlich "Jeffrey I. Ehrlich") ## [Current issues in first-party property claims](https://www.advocatemagazine.com/issues/2018-september/current-issues-in-first-party-property-claims "Current issues in first-party property claims") “Like kind and quality” and other issues when insurers pay for property damage to their insureds’ buildings [Charles Miller](https://www.advocatemagazine.com/authors/charles-miller "Charles Miller") ## [Insurance coverage in a “me too” world](https://www.advocatemagazine.com/issues/2018-september/insurance-coverage-in-a-me-too-world "Insurance coverage in a “me too” world") Finding coverage for sexual molestation or assault often depends on ambiguity in the insurance Policy [Kirk Pasich](https://www.advocatemagazine.com/authors/kirk-pasich "Kirk Pasich") ## [Health insurance coverage denial: Medical directors](https://www.advocatemagazine.com/issues/2018-september/health-insurance-coverage-denial-medical-directors "Health insurance coverage denial: Medical directors") Who they are, what they do and how to deal with them in a bad-faith case [Scott C. Glovsky](https://www.advocatemagazine.com/authors/scott-c-glovsky "Scott C. Glovsky") ## [Homeowner’s insurers are prohibited from communicating misleading replacement-cost estimates](https://www.advocatemagazine.com/issues/2018-september/homeowner-s-insurers-are-prohibited-from-communicating-misleading-replacement-cost-estimates "Homeowner’s insurers are prohibited from communicating misleading replacement-cost estimates") Misleading estimates qualify as a misleading statement under the Insurance Code [Ricardo Echeverria](https://www.advocatemagazine.com/authors/ricardo-echeverria "Ricardo Echeverria") [Steven M. Schuetze](https://www.advocatemagazine.com/authors/steven-m-schuetze "Steven M. Schuetze") ## [How insurers are using HIPAA to shield their conduct from scrutiny](https://www.advocatemagazine.com/issues/2018-september/how-insurers-are-using-hipaa-to-shield-their-conduct-from-scrutiny "How insurers are using HIPAA to shield their conduct from scrutiny") HIPAA does not prohibit the production of the administrative record to a plaintiff; it in fact requires it [Christian J. Garris](https://www.advocatemagazine.com/authors/christian-j-garris "Christian J. Garris") ## [Deposing insurance company personnel: lessons learned](https://www.advocatemagazine.com/issues/2018-september/deposing-insurance-company-personnel-lessons-learned "Deposing insurance company personnel: lessons learned") Identifying the insurer’s PMK is crucial to your deposition strategy. So is fluidity in testimony, so let them talk [Ryan Opgenorth](https://www.advocatemagazine.com/authors/ryan-opgenorth "Ryan Opgenorth") [Terry Coleman](https://www.advocatemagazine.com/authors/terry-coleman "Terry Coleman")