--- title: 2022 November url: https://www.advocatemagazine.com/issues/2022-november --- # [2022 November](https://www.advocatemagazine.com/issues/2022-november "2022 November") [![Advocate Nov22 cvr ezine](https://www.advocatemagazine.com/images/issues/2022/11-november/Advocate-Nov22-cvr-ezine.jpg)](https://www.advocatemagazine.com/ezines/2022/November2022/html5/Advocate-Nov22-issue.html) Articles in this issue: ## [The duty-to-settle analysis after [[case]]Pinto[[/case]]](https://www.advocatemagazine.com/issues/2022-november/the-duty-to-settle-analysis-after-case-pinto-case "The duty-to-settle analysis after [[case]]Pinto[[/case]]") Was the insurer’s failure to settle the result of unreasonable conduct on the part of the insurer? [Ricardo Echeverria](https://www.advocatemagazine.com/authors/ricardo-echeverria "Ricardo Echeverria") ## [Rethinking damages for breach of an insurance contract](https://www.advocatemagazine.com/issues/2022-november/rethinking-damages-for-breach-of-an-insurance-contract "Rethinking damages for breach of an insurance contract") Restoring balance between insurers and their insureds. Why must we prove that the carrier acted unreasonably? [Michael L. Cohen](https://www.advocatemagazine.com/authors/michael-l-cohen "Michael L. Cohen") ## [Health insurance bad faith for prosthetic denials](https://www.advocatemagazine.com/issues/2022-november/health-insurance-bad-faith-for-prosthetic-denials "Health insurance bad faith for prosthetic denials") The basic things to look for in evaluating bad-faith claims for improper denial of coverage for prostheses [Conal Doyle](https://www.advocatemagazine.com/authors/conal-doyle "Conal Doyle") [Stephen Beke](https://www.advocatemagazine.com/authors/stephen-beke "Stephen Beke") ## [First-party insurance appraisals](https://www.advocatemagazine.com/issues/2022-november/first-party-insurance-appraisals "First-party insurance appraisals") Why they are often an expeditious way to resolve property damage claim disputes [Alexander Cohen](https://www.advocatemagazine.com/authors/alexander-cohen "Alexander Cohen") [David Bederman](https://www.advocatemagazine.com/authors/david-bederman "David Bederman") ## [Keep digging](https://www.advocatemagazine.com/issues/2022-november/keep-digging "Keep digging") Utilizing [[case]]Colonial Life[[/case]] discovery in an insurance bad-faith case [Matthew Clark](https://www.advocatemagazine.com/authors/matthew-clark "Matthew Clark") ## [Insurance coverage issues in sexual-abuse cases](https://www.advocatemagazine.com/issues/2022-november/insurance-coverage-issues-in-sexual-abuse-cases "Insurance coverage issues in sexual-abuse cases") Making the case for separability to unlock insurance coverage [Alan I. Schimmel](https://www.advocatemagazine.com/authors/alan-i-schimmel "Alan I. Schimmel") [Arya Rhodes](https://www.advocatemagazine.com/authors/arya-rhodes "Arya Rhodes") [Michael Parks](https://www.advocatemagazine.com/authors/michael-parks "Michael Parks") ## [“Accidents” and intentional conduct](https://www.advocatemagazine.com/issues/2022-november/accidents-and-intentional-conduct "“Accidents” and intentional conduct") Must an “accident” result from an unintentional act? Does negligence equate to “accident?” Strategies for dealing with “no accident, hence no coverage” [Jeffrey I. Ehrlich](https://www.advocatemagazine.com/authors/jeffrey-i-ehrlich "Jeffrey I. Ehrlich") ## [Maximizing coverage under cyber-insurance policies](https://www.advocatemagazine.com/issues/2022-november/maximizing-coverage-under-cyber-insurance-policies "Maximizing coverage under cyber-insurance policies") Cyber insurance is relatively new and policies have not been widely interpreted by the courts [Nicole S. Adams-Hess](https://www.advocatemagazine.com/authors/nicole-s-adams-hess "Nicole S. Adams-Hess") ## [Appellate Report](https://www.advocatemagazine.com/issues/2022-november/appellate-report-4 "Appellate Report") Conditional acceptance of a 998 offer invalidates the offer as to prejudgment interest [Jeffrey I. Ehrlich](https://www.advocatemagazine.com/authors/jeffrey-i-ehrlich "Jeffrey I. Ehrlich") ## [Senate passes Speak Out Act by voice vote](https://www.advocatemagazine.com/issues/2022-november/senate-passes-speak-out-act-by-voice-vote "Senate passes Speak Out Act by voice vote") Also: More special masters for Vaccine Court and changes to Federal Rules of Civil Procedure [Linda A. Lipsen](https://www.advocatemagazine.com/authors/linda-a-lipsen "Linda A. Lipsen") ## [New California law bans State Bar’s pursuit of corporately owned law firms](https://www.advocatemagazine.com/issues/2022-november/new-california-law-bans-state-bar-s-pursuit-of-corporately-owned-law-firms "New California law bans State Bar’s pursuit of corporately owned law firms") The State Bar’s attempt to change the practice of law in California meets an abrupt end – for now [Nancy Drabble](https://www.advocatemagazine.com/authors/n "Nancy Drabble") [Saveena K. Takhar](https://www.advocatemagazine.com/authors/saveena-k-takhar "Saveena K. Takhar") ## [The reluctant president](https://www.advocatemagazine.com/issues/2022-november/the-reluctant-president "The reluctant president") Reflecting on an incredible year that is about to come to an end [Douglas Vanderpool](https://www.advocatemagazine.com/authors/douglas-vanderpool "Douglas Vanderpool") ## [Gratitude for those in service to CAALA](https://www.advocatemagazine.com/issues/2022-november/gratitude-for-those-in-service-to-caala "Gratitude for those in service to CAALA") Recognizing the many groups of people that make CAALA what it is [Douglas N. Silverstein](https://www.advocatemagazine.com/authors/douglas-n-silverstein "Douglas N. Silverstein")