Charles Miller

Charles Miller is a licensed attorney in California. Since 1990, his practice has been devoted to insurance law. Prior to 1990, Mr. Miller was employed in the insurance industry for 18 years, where he worked as an insurance claims representative and claims manager. Mr. Miller has been retained in more than 15 states and territories, including Canada, as an expert on insurance industry practices and standards, as well as on various insurance policy coverage issues. He can be reached at cmiller.ilc@earthlink.net.

Articles written by this author:

Bad faith: Revisiting an insurer’s affirmative duty to settle

Absent a settlement demand, insurers have no duty to present a settlement offer where a verdict is likely to exceed the policy limit

Charles Miller

2016 September

UIM: It’s not in dispute, so pay up!

The obligation of insurers to pay the undisputed amount of underinsured and uninsured motorists’ claims

Charles Miller

2017 September

Current issues in first-party property claims

“Like kind and quality” and other issues when insurers pay for property damage to their insureds’ buildings

Charles Miller

2018 September

Handling the wild-fire insurance claim prior to litigation

A guide to the process and pitfalls in handling a major fire-damage claim, and using the Insurance Code to your client’s advantage

Charles Miller

2019 March

Burned out and underinsured

A look at why California homes are underinsured and the litigation that arises out of that underinsurance

Charles Miller

2019 September

Business-income insurance and COVID-19

A look at the “direct physical loss of or damage to property” requirements in ISO form business-income policies

Charles Miller

2020 June