Insurance - Coverage

Handling the wild-fire insurance claim prior to litigation

A guide to the process and pitfalls in handling a major fire-damage claim, and using the Insurance Code to your client’s advantage

Charles Miller

From Issue: 2019 March

Insurance coverage in a “me too” world

Finding coverage for sexual molestation or assault often depends on ambiguity in the insurance Policy

Kirk Pasich

From Issue: 2018 September

Illusory coverage

The homeowner’s or business policy may include “personal injury” coverage. Exactly what does that include, and is it illusory coverage?

Gerry Mannion
Wesley Lowe
Demian Oksenendler

From Issue: 2018 April

The other tripartite relationship

When a carrier agrees to defend under reservation of rights: Rule 3-310

Steven W. Murray

From Issue: 2017 September

Multiple-occurrence policy limits demands

Recent cases support the use of this technique to maximize insurance coverage

Ryan Vlasak

From Issue: 2018 September

Current issues in first-party property claims

“Like kind and quality” and other issues when insurers pay for property damage to their insureds’ buildings

Charles Miller

From Issue: 2018 September

“We meant it when we said it”

In Liberty Surplus v. Ledesma & Meyer Construction Co., the California Supreme Court reaffirms that an “accident” can be the unintended consequence of the insured’s deliberate acts

Jeffrey I. Ehrlich

From Issue: 2018 September

Homeowner’s insurers are prohibited from communicating misleading replacement-cost estimates

Misleading estimates qualify as a misleading statement under the Insurance Code

Ricardo Echeverria
Steven M. Schuetze

From Issue: 2018 September

Airb ‘n’ beware

Don’t let Airbnb eat you for breakfast: a look at the liability insurance for Airbnb hosts and the legal perils of short-term rentals

Sophie Etemadi

From Issue: 2017 November

Reformation of an insurance policy

Reformation is an equitable remedy that is available when the policy does not express the parties’ real agreement

James R. Kristy

From Issue: 2017 September

Health insurance coverage denial: Medical directors

Who they are, what they do and how to deal with them in a bad-faith case

Scott C. Glovsky

From Issue: 2018 September

Be an insurance Myth Buster!

Four myths — or soon to be myths — of insurance law in California

Jeffrey I. Ehrlich

From Issue: 2017 September