Handling the wild-fire insurance claim prior to litigation

A guide to the process and pitfalls in handling a major fire-damage claim, and using the Insurance Code to your client’s advantage

Charles Miller

From Issue: 2019 March

Insurance coverage in a “me too” world

Finding coverage for sexual molestation or assault often depends on ambiguity in the insurance Policy

Kirk Pasich

From Issue: 2018 September

Illusory coverage

The homeowner’s or business policy may include “personal injury” coverage. Exactly what does that include, and is it illusory coverage?

Gerry Mannion
Wesley Lowe
Demian Oksenendler

From Issue: 2018 April

Demer’s paradigm for assessing biased insurance experts

Demer provides a well-developed roadmap for courts and practitioners to eliminate expert bias in disputes over insurance coverage

Christopher Dion

From Issue: 2024 July

The other tripartite relationship

When a carrier agrees to defend under reservation of rights: Rule 3-310

Steven W. Murray

From Issue: 2017 September

Recovering damages for emotional distress for breach of an insurance contract

A liability policy is a contract that concerns directly the comfort, happiness, or personal welfare of one of the parties

Michael L. Cohen

From Issue: 2024 October

“We meant it when we said it”

In Liberty Surplus v. Ledesma & Meyer Construction Co., the California Supreme Court reaffirms that an “accident” can be the unintended consequence of the insured’s deliberate acts

Jeffrey I. Ehrlich

From Issue: 2018 September

Homeowner’s insurers are prohibited from communicating misleading replacement-cost estimates

Misleading estimates qualify as a misleading statement under the Insurance Code

Ricardo Echeverria
Steven M. Schuetze

From Issue: 2018 September

Airb ‘n’ beware

Don’t let Airbnb eat you for breakfast: a look at the liability insurance for Airbnb hosts and the legal perils of short-term rentals

Sophie Etemadi

From Issue: 2017 November

Understanding and handling long-term disability liens

LTD insurers’ liens against third-party recoveries most often result from “other income” provisions in the insurance policies

Donald de Camara

From Issue: 2026 March

Reformation of an insurance policy

Reformation is an equitable remedy that is available when the policy does not express the parties’ real agreement

James R. Kristy

From Issue: 2017 September

Putting the employer on the hook in an auto case

Finding the commercial policy and opening it up with vicarious liability imputed to the employer through course-and-scope issues

Gene Sullivan

From Issue: 2021 June